Introducing NSS Life and the exclusive Optimum annuity.
Secure assets under management with these extraordinary short-term rates! Offered exclusively by Adams-Moore, LLC
Contract with us for the highest commission and the absolute best service.

Approved only in CA, CO, CT, FL, IL, IN, MI, NJ, NY, NC, OH, PA, WV, WI

Your Choice of 2-year or 3-year walk-away terms

There is a current maximum premium of $25,000 per client per term.

Optimum 2
3.10% for 24 months ($25,000 maximum premium per client. 1% commission)

Optimum 3
3.35% for 36 months ($25,0000 maximum premium per client. 1.50% commission)

UNLIMITED issue age for owner or annuitant
Only $2,000 minimum premium, or just $90/month
Walk away after the initial guarantee term - 30 day window
10% free withdrawals each year, including the first year
Full account value at death
No MVA (Market Value Adjustment)
Safe & secure fixed annuity
Great commissions (paid monthly, no direct deposit, prorated charge back during first year for surrenders, even those related to death.)

Click here to see the complete Optimum sales package.
This is a large download. Please be patient.

Also available from NSS Life:

Preferred 5
4.10% first year rate ($10,000+)
( Renewal rate based on the base rate of 4.10%. There is a 3% absolute minimum guarantee; 4.35% base rate over $150,000 initial premium.)
Short, 5 year surrender period (6,5,4,3,2)
Unlimited Issue AgeFull account value at death
3% minimum guaranteed rate
15% penalty-free withdrawals every year, including the first year
$10,000 minimum premium
Low surrender charges: 6,5,4,3,2
2.50% commission to age 79, 1% ages 80-unlimited age

Preferred 8
4.45% first year rate ($10,000+)
( Renewal rate based on the base rate of 4.45%. There is a 3% absolute minimum guarantee; 4.70% base rate over $150,000 initial premium.)
8 year surrender period (9,8,7,6,5,4,3,2)
Full account value at death
3% minimum guaranteed rate
15% penalty-free withdrawals every year, including the first year
$10,000 minimum premium
Low surrender charges: 9,8,7,6,5,4,3,2
3.50% commission to age 79, 1% ages 80-unlimited age

Please note: Agents must produce a valid E&O certificate to be appointed with NSS Life.

View NSS Life Current Ratesheet

Download the NC Annuity New Business Kit
(Call Kim Adams Moore for other state forms.)

View NSS rates against the competition.

Please fax your contracting paperwork directly to us at (800) 560-0982 or (704) 369-0806.

Free advertising and marketing assistance for contracted agents.
Speak with Kim Adams-Moore for complete details!
877.888.0858 or 704.522.9228 ext. 10

NSS Life is not rated by ratings agencies. NSS is a non-profit fraternal organization who reinvests their profits back into their members through higher annuity rates. Membership into the Fraternal Organization is automatically awarded to those who purchase annuity contracts through NSS. NSS is a fraternal organization and thus do not fall under the state guaranty associations. However, they audited and governed by the state insurance departments and must maintain the same level of reserves (plus interest) as all insurance carriers.
Read the history of NSS Life.
Review current financial data on NSS Life.